Debt lawsuits can happen from various situations, whether that is credit card debt, personal loans, medical bills, or other financial obligations. You may recognize the debts owed or suspect that it is a scam. Either way, it is critical that you do not ignore the case against you. Our Fort Worth, TX credit card debt lawyer can discuss your options with you. Our team at Leinart Law Firm have the experience required to help clients deal with their credit card debts or other types of outstanding dues. We know that the burden of financial debts can weigh heavily on a person’s mind. Let us alleviate some of that stress by allowing us to speak with you and talk over your options in resolving the matter. We are ready to offer support!
Types Of Debt Lawsuits
Our team can help defend lawsuits for all kinds of consumer debt-related issues, such as credit card lawsuits, bank loan defense, debt collection lawsuits, retail loan defense, auto loan defense, and creditor harassment. We know the rights of our clients and are not afraid to use strategies against credit card companies, banks, and debt collectors. Regardless of your situation, do not hesitate to reserve a consultation with our dedicated credit card attorney for advice. We can discuss your options and determine how best to help you resolve the issue. If you have been served with a credit card lawsuit or other debt owed, you can depend on our team to:
- Review the claims against you for validity
- Answer your questions and concerns
- Talk over your financial situation
- Help you understand your rights in Texas
- Offer guidance on next steps to take
- Pursue resolution through various strategies
- Provide relief as we seek debt resolutions
Responding To Lawsuit
If you received a judgment against you from a creditor or debt collector, you must appear in court as directed. If you don’t, the creditor or collector may receive a default judgment. It is imperative that you do not ignore the lawsuit. To protect yourself from a default judgment, you have to submit a formal response to the case with the court. In the state of Texas, you generally have 14 days to respond to your case if it is being handled in small claims or peace court. If the county district oversees your case, then you typically have 20 days to respond after being served. Missing a deadline may mean you lose the case.
Leinart Law Firm
There are a few ways that you can resolve a lawsuit for debt collection, which may include negotiating a settlement, challenging the lawsuit, or seeking alternative debt resolution. We do not recommend doing nothing at all, as this may make the situation worse and result in a default judgment. Let our TX credit card debt attorney talk with you further and suggest a strategy to amending your owed debts. Our team at Leinart Law Firm is ready to provide you with the information and solutions you need!
