Behind On Your Mortgage? Our Skilled Attorneys Help You Keep Your Home
If you’re like most people, your house is likely the largest purchase you’ll make in your life, and you’ll need a mortgage to do so. You’ve worked hard to get your mortgage, made your payments on time, only to hit a rough patch financially. Maybe you lost your job and had trouble finding another one, went through a divorce, or had a medical issue that kept you from working for a considerable amount of time, and so you ended up falling behind with your mortgage payments. Now, the phone is ringing off the hook, you’re getting notices of pre-foreclosure, and you have nowhere to turn. Nowhere, that is, except to our Duncanville, TX mortgage lawyer.
At Leinart Law Firm, we explore creative solutions to help keep families like yours in their homes. Whether you’re a few months behind and worried that your lender may foreclose on your home or you’ve already been served with a notice of foreclosure, there are many strategies we can employ to help you keep your home. Please contact us today; the sooner you act, the more options you have.
How Our Duncanville Mortgage Lawyer Helps You If You’re In Foreclosure
Failure to pay your mortgage on time for several months in a row means that the lender has the right to call the loan, foreclose on the house, and sell it to try to recoup the money they lent out. If you’re like many people, the legal issues and fine print of a foreclosure quickly become overwhelming. Our attorneys represent you with the lender, seeking favorable terms of repayment. We may be able to have your payments lowered, secure a temporary forbearance for the loan, or have your interest rate reduced so that your monthly payments are more manageable.
However, your options are more limited if your house is already in active foreclosure. The lender is within its rights to foreclose on your house, but you may be eligible for a short sale, which can preserve the equity in your home and your credit score and may provide you with the means to find a new place to live. As trained negotiators, our Duncanville mortgage lawyer is well-equipped to achieve the best solution for your defaulted mortgage.
Legal Protection In Cases Of Mortgage Fraud
Foreclosures aren’t the only mortgage matters that our attorneys help with. If you have been accused of mortgage fraud, you could be in a lot of legal trouble, and ownership of your home may be at risk. If you attempt to settle the matter or defend yourself without legal help, you could lose your house, see your credit score drop by 300 points or more, and may have to pay hefty fines.
Many times, a simple error, omission, or oversight on your mortgage application may lead to accusations of mortgage fraud. With our keen eye for detail and deep understanding of the Texas statutes governing mortgages, we can help extricate you from the snarl of a mortgage fraud allegation.
At Leinart Law Firm, we represent people like you who have difficulties with their mortgages. Whether you are being threatened with foreclosure, the lender has accused you of mortgage fraud, or you are worried about legal action because you’ve missed several payments on your loan, our Duncanville mortgage lawyer is ready to help. Please contact us today for a consultation.
