Debt & Bankruptcy Resources
What Happens if You’re Charged With ‘Fraudulent Debt’?
If you are challenged with debt fraud during a bankruptcy case, you will likely not be able to discharge that debt. This means that you will have to pay it back. However, it is important to understand what kinds of debts can be challenged successfully, and what the...
What is the “Automatic Stay” in Bankruptcy?
The “automatic stay” stops just about all actions by your creditors against you or your property as of the moment your bankruptcy case is filed. “Stay” is just a legal word for “stop.” It’s “automatic” because the very act of filing your case “operates as a stay”...
What Is the Debtor Education Requirement in Bankruptcy?
In addition to the “credit counseling” that you must do before you can file a bankruptcy case, after filing the bankruptcy you must also complete “an instructional course concerning personal financial management” in order to get a discharge of your debts. This second...
What You Need to Know about Debt Settlements
A debt settlement is when you agree to pay a creditor less than you owe in one large lump sum. This should be avoided if possible, as it is a bit hit on your credit score. However, if you are falling behind on payments and you feel as if it is the only option next...
What is the NACBA?
When you are thinking about filing for bankruptcy, you may start to do some research on your own. As you come across different organizations, you may see one by the name of NACBA. These organizations can help you with resources and information about bankruptcy along...
What to Know if You’re Thinking About Buying a Foreclosed Home
Buying a foreclosed home can be a great way to save money and purchase a home that you wouldn’t otherwise consider due to price. There are some important considerations you need to think about when you are in the process of buying a foreclosed home. Leinart Law has...
Why You Should Avoid Debt Settlement Companies
You hear them on the radio and TV, debt settlement companies claiming they can help you get out of debt and save money by negotiating with credit card companies to lower your interest rate and monthly payments. If it sounds too good to be true it’s because it is. What...
Debt Dictionary
This debt dictionary page was created to define and answer basic questions some of our clients have had in the past. Leinart Law Firm provides legal solutions for debt in the Dallas and Fort Worth area and with more than 15 years of experience, we have the knowledge...
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