Debt & Bankruptcy Resources

Pros & Cons of Bankruptcy: Filing For Chapter 7

It can be stressful and frustrating when you’re struggling to pay debts that you cannot afford. Dealing with debt can be even more overwhelming when creditors and collectors do not care about your reasons for not repaying debts. They simply want their money and will...

Is Filing for Bankruptcy With No Money Possible?

The cost of bankruptcy filing is always a concern for debtors. The reason people file for bankruptcy in the first place is that they’re in dire financial straits. They have outstanding debts that they cannot repay. However, even for those in this tough financial...

Cash in the 401(k) or File for Bankruptcy?

Maybe you have lost a job, making it difficult to stay current on mortgage payments. Maybe an illness or prolonged sickness has created medical bills you can’t possibly pay. With these financial pressures, you find yourself using credit cards more and more often just...

How to Deal With Bankruptcy as a Senior

 While everyone who goes through bankruptcy feels fear and uncertainty about the future, it tends to hit seniors a bit harder. Younger individuals have a lot more time to recover financially. However, if you are of retirement age and have just filed for bankruptcy,...

How Can I Pay for the Bankruptcy Attorney I Need?

It is a frustrating fact of life that whenever you need valuable professional services, you generally have to pay for them. That’s true whether you need an electrician to replace your home’s main circuit breaker panel, a dentist to give you a filling, or a bankruptcy...

Keeping Your Car During Bankruptcy

While it goes without saying, it’s important to remember that a car loan constitutes a legal agreement between you and your creditor. As such, if you fail to make car payments it is within the legal rights of your creditor to repossess your car. It is important to...

Avoiding Identity Theft — What You Can Do

While a “wired” world has brought a number of conveniences — everything from online banking to tax returns filed over the Internet — it’s also created opportunities for criminals. Today, most people know someone who has been a victim of identity theft. What, then, are...

Avoiding Charges of Bankruptcy Fraud

It is very rare, but if someone does something improper before the filing of their bankruptcy case, it could cause a problem with their case being approved. For very serious and intentional violations, someone could be charged with bankruptcy fraud. In order to avoid...

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