Debt & Bankruptcy Resources

Millions of Americans are overwhelmed with debt, and a few missed or late payments on a credit card can quickly tank your credit score. However, there are solutions to clean up your credit. Negotiating your credit card debt, debt consolidation, refinancing certain...

Debt consolidation can be an effective solution to help you get a handle on your finances and save money on interest. However, it’s important to carefully assess your financial circumstances to determine whether it’s a debt relief option that will benefit you....

Divorce can be emotionally and financially draining, even when a split is cordial. Division of property and debt is an issue that can quickly become contentious. Although keeping lines of communication open when it comes to your finances during a divorce is a good...

The COVID-19 pandemic has turned people’s lives upside down in myriad ways. With many Texans out of work or facing significantly reduced hours, homeowners and renters are concerned about losing their homes to foreclosure or eviction. The CARES Act has helped millions...

If you have debt piling up and your home is at risk, you need to know how to stop the foreclosure process in Texas. As long as a foreclosure sale has not been completed, it’s likely you can stop foreclosure once it’s started, giving you a chance to keep your home. If...

The long-term effect that bankruptcy has on a credit report is one of the biggest concerns many individuals express when considering whether or not they should file. This concern is valid for many reasons. Along with qualifying for new lines of credit and loans,...

It’s a commonly-held belief that when a person files for bankruptcy relief under Chapter 7, that person loses his or her property. This simply isn’t true. While some debtors may have to surrender an asset, most do not lose any property when they file a Chapter 7 case....

Losing a home is one of the biggest fears people express when they discuss filing for bankruptcy relief. However, we want you to know that you may be able to get out of debt by filing a bankruptcy case while protecting your home from the bankruptcy trustee and your...